HOME ONLY (CHATTEL) PROGRAM
Flexible Financing for Your Mobile Home Purchases

With over 55 years of combined lending experience, we make home ownership more accessible by partnering closely with home buyers, park managers, and real estate agents to deliver a smooth, stress-free financing process.
Our reputation is built on results, service, and speed — whether you’re a first-time buyer or seasoned investor. We
offer loan options traditional banks can’t, backed by real people who care about your goals.
PROGRAM BENEFITS
- NON-RESIDENT & ITIN PROGRAMS AVAILABLE
- 5% DOWN IF CREDIT SCORE IS 600+
- 15% DOWN IF CREDIT SCORE IS 599 TO 575
- 20% DOWN IF CREDIT SCORE IS 574 TO 550
- LOW MONTHLY PAYMENTS – COMPETITIVE RATES
- CASH ON HAND ALLOWED FOR DOWN PAYMENT
- FAST APPROVALS & CLOSINGS
- NO BANK STATEMENTS REQUIRED
- DIRECT COMMUNICATION – CALL OR TEXT ANYTIME

APPLY WITH ME TODAY!
Robert “Bobby” Jay – NMLS ID #1050389
Loan Originator – Mobile Home Loans
Groves Capital, Inc. – NMLS ID #1678775
Phone: 904-789-0012
Email: rjay@grovescapital.com
Website: www.grovescapital.com
Licensed in: CA, FL, TX, MI, OH, IL, ID


Groves Capital Inc. (NMLS 1678775) 4883 Ronson Court, Suite A, San Diego, CA 92111. 904-789-0012 (www.nmlsconsumeraccess.org) Legal disclosure of Licenses: Florida – Mortgage Lender License #MLD1837. Texas – SML – Mortgage Company License #1678775. California DRE – Real Estate Corporation License Mortgage Loan Originator (MLO) License Endorsement #02031506. Michigan – FL0024820 Mortgage Broker/Lender License. Ohio – Residential Mortgage Lending Act Certificate of Registration #RM.804631.000. Idaho – Mortgage Broker/Lender License #MBL-2081678775. Illinois – Residential Mortgage License #MB.6761719 NMLS #1678775. Licensed Loan Originator Robert Jay NMLS #1050389. Other terms and conditions may apply. Not all products are available in all states. Revised 7-31-25.